Las Vegas Jobs - MGM MIRAGE Savings Plans
MGM MIRAGE offers several opportunities for you to provide for your retirement or save for college education expenses.
MGM MIRAGE 401(k) Savings Plan
It's never too early or too late to start saving for your financial future. The MGM MIRAGE 401(k) Savings Plan is a smart and easy way to start saving right away. With the 401(k) plan, you'll enjoy the benefits of pre-tax and/or after-tax Roth 401(k) savings.
- Pre-tax savings - Your contributions are taken out of your gross pay, before any taxes are paid to the government. This lowers your overall tax burden so that you can put more of your hard-earned money to work for you.
- After-tax Roth 401(k) savings - You'll pay taxes on your contributions now, and your account can grow tax-free - meaning you may never pay taxes on any investment gains. Restrictions apply.
When you participate in the 401(k) Plan, you can direct your money into any combination of several investment options. Your fund choices range from conservative to high-risk, and in-between. The 401(k) Plan also allows you to adjust your level of participation. We know that there are times when you may need a little more in your paycheck, and times when you may be able to do with a little less. That's why the plan lets you change your contribution amount quickly and easily.
529 College Savings Plan
Saving for your child's college education can be one of the most important investments you ever make. Ensure your child's future by planning today. The 529 College Savings Plan is designed to help you meet the rising costs of higher education. Your contributions are directed to the investment funds of your choice, and growth is tax-free when used for qualifying expenses. The 529 College Savings Plan allows you to pay for higher education for anyone, including nieces and nephews, grandchildren, and even yourself.
Deferred Compensation Plan
The MGM MIRAGE Deferred Compensation Plan II (DCP II) is a nonqualified retirement plan (for tax purposes) that allows you to defer a portion of your current income on a pre-tax basis and to "invest" that income on a tax-deferred basis. An employer match is available and the match is subject to a vesting schedule.
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